Home loans by choice

Unlock hidden cash from your home

Your equity could fund your next home, holiday, new car or reno. Calculate your usable equity in 60 seconds.
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Enter your details to secure your personalised home loan equity cash out results and access your FREE report PLUS:

  • Unlock our best home loan rates
  • Get free property reports
  • Get free advice from a lending specialist
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Unlock the Equity in Your Home

Your property could hold usable equity that may help you move forward sooner than you think. Whether you are looking to renovate, consolidate debts or invest, your existing home may already have the value to support it.

See What You Could Access

Use our equity calculator to get a quick estimate of how much equity may be available based on your current property value and loan balance. It only takes a few seconds and gives you a clear starting point.

What You Can Use Equity For

  • Renovations or upgrades

  • Debt consolidation

  • Buying an investment property

  • Funding lifestyle or major expenses

How We Help

We take your results further by reviewing your full position and comparing options from major banks and non bank lenders across Australia. We will show you what may be possible and how to structure it the right way.

Get Started

Try the equity calculator now and see what your home could unlock.

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Our expert insights will help guide you through the process and get you to your goal sooner.
0412 093 385

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Ask us anything. We don't charge for our services and are here to help, so drop us a question or book in a time to chat.

Find your rate

We get it, you’re in the moment. Get three (or more) low rate options for your loan in under 60 seconds.
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Choice

Home Loans By Choice help you compare thousands of loan options from Australian bank and non-bank lenders, get expert help from a local mortgage broker, and explore tools to help you find, buy and own with confidence.

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ABN: 77119247997
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Contact

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Able Accounting & Taxation Services Pty Ltd trading as Home Loans By Choice (ABN 77119247997) is authorised under Australian Credit Licence: 421861.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.

Home Loans By Choice compares loan options from a range of lenders but may not consider all products available in the market. If you choose to proceed, you may be connected with a licensed mortgage broker who can assist with your application. We may receive a commission if you obtain a loan through our platform. CDR data is sourced from participating Australian financial institutions in accordance with the Consumer Data Right.