Home loans by choice

Calculate your borrowing power

working out borrowing power for property on an orange calculator
$
%
You may be able to borrow up to
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What is borrowing power?

Your borrowing power is an estimate of how much a lender may be willing to lend you based on your income, expenses, existing debts and overall financial position. It gives you a starting point before you begin searching for a property.

The Slice Finance borrowing power calculator provides a quick estimate using the details you enter. Lenders all assess applications differently and consider factors such as salary, savings, credit commitments and living costs. This tool offers a helpful guide so you can understand your potential budget and plan your next move.

At Slice Finance, we can take your results further. We review your full financial position and compare options across our panel of 70 plus lenders to see what may be suitable for your circumstances. We explain what is achievable, how to strengthen your application, and which loan structure aligns with your goals. Whether you are buying your first home, upgrading or investing, we make the process clear and personalised.

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Our expert insights will help guide you through the process and get you to your goal sooner.

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We get it, you’re in the moment. Get three (or more) low rate options for your loan in under 60 seconds.

Choice

Home Loans By Choice help you compare thousands of loan options from Australian bank and non-bank lenders, get expert help from a local mortgage broker, and explore tools to help you find, buy and own with confidence.

Compliance

ABN: 77119247997
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Able Accounting & Taxation Services Pty Ltd trading as Home Loans By Choice (ABN 77119247997) is authorised under Australian Credit Licence: 421861.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.

Home Loans By Choice compares loan options from a range of lenders but may not consider all products available in the market. If you choose to proceed, you may be connected with a licensed mortgage broker who can assist with your application. We may receive a commission if you obtain a loan through our platform. CDR data is sourced from participating Australian financial institutions in accordance with the Consumer Data Right.