Home loans by choice

The RBA raised rates. Your mortgage could cost more.

Your current bank isn’t your only option. Compare and switch to a better rate now, before your lender moves.
Compare thousands of loan options in under a minute to see who could offer you a better deal.

The RBA raised rates – your repayments could rise too.

Don't wait to find out. See what your options are now.

RBA RAISES RATES

Your current bank isn’t your only option.

One of our 45+ lenders could offer you a better deal.

Home Loans By Choice works with a large panel of Australian bank and non-bank lenders to help you find a loan that suits your unique needs. We compare thousands of options in minutes, explain the fine print, and guide you through every step so you can make a clear and informed decision.
**Not all lenders are available through all brokers.

Your smart way to compare home loans online

Compare loan options from 45+ lenders in minutes, then speak with a real Aussie mortgage broker when you need guidance. Access simple tools and support to help you find the right loan and move forward with your property plans.
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Your Home Loans By Choice Broker can help make it happen

Get expert guidance

Our expert brokers will find you a great rate and help guide you through the process. So you get you to your goal sooner.

We do all the hard work

Your dedicated mortgage broker will be with you from start to finish. We do the heavy lifting and work around your schedule.

Free appointments

Help from our Home Loan Brokers comes at no cost to you. We're paid by the bank once your loan settles.

Unlock equity to access the hidden value in your home loan

Your property could hold usable equity that may help fund renovations, reduce debts or support your next purchase. We compare thousands of loan options across Australian lenders in minutes to see what you could unlock, discover a great rate for refinance and then guide you through the process with real, zero cost broker support.
Unlock cash from your home loan
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Great service speaks for itself

latest five star reviews
Percy W
Home Loans By Choice were incredible. My broker met with me several times via video chat and phone and took the time to understand my situation and get the best outcome. Easy, no hassle and fast service.
Sandra M
A simple, digital home loan experience from start to finish. Apply online, compare options quickly, and get real support when you need it.
Ron H
My Home Loans By Choice broker was fantastic to work with, he took the stress out of applying for my first home loan, not only is he extremely professional but also so fast to find the best deal.

Call an expert

Our expert insights will help guide you through the process and get you to your goal sooner.
0412 093 385

Ask a broker

Ask us anything. We don't charge for our services and are here to help, so drop us a question or book in a time to chat.

Find your rate

We get it, you’re in the moment. Get three (or more) low rate options for your loan in under 60 seconds.
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Choice

Home Loans By Choice help you compare thousands of loan options from Australian bank and non-bank lenders, get expert help from a local mortgage broker, and explore tools to help you find, buy and own with confidence.

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ABN: 77119247997
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Contact

LET'S TALK: 0412 093 385 Send us a message
Able Accounting & Taxation Services Pty Ltd trading as Home Loans By Choice (ABN 77119247997) is authorised under Australian Credit Licence: 421861.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.

Home Loans By Choice compares loan options from a range of lenders but may not consider all products available in the market. If you choose to proceed, you may be connected with a licensed mortgage broker who can assist with your application. We may receive a commission if you obtain a loan through our platform. CDR data is sourced from participating Australian financial institutions in accordance with the Consumer Data Right.